Exhibitors

At Aldermore we know not all clients fit a one-size-fits-all model and require a more specialist approach.

That’s why our experienced team of manual underwriters assess each client’s circumstances on a case-by-case basis, giving us more of an opportunity to help them to find the right mortgage, whatever their circumstances.

Aldermore supports a wide range of people, including first-time buyers with low deposits, the self-employed whose finances aren’t simple and straight forward, homeowners looking for a better remortgage deal, landlords big or small looking to start or grow their property portfolio, and borrowers with less than perfect credit.

@AldermoreBank

https://intermediaries.aldermore.co.uk/

• Free valuations on all standard properties
• Multi property product to allow up to 30 properties on 1 loan
• Build in rental increases for BTL to enhance affordability
• Up to 90% LTV for Owner occupier
• Latest years income accepted for self employed clients

CHL Mortgages is a specialist buy-to-let lender, lending within England and Wales. We lend to Individuals and Limited Companies financing a wide range of properties including Houses, Flats, Shared Accommodation, New Builds, HMOs, and MUFBs. We welcome First Time Landlords right through to experienced Portfolio Landlords

• Buy-to-Let
• Individuals
• Limited Companies
• MUFB
• HMO

Fleet Mortgages is an intermediary only BTL lender who caters for both professional and semi-professional landlords, on an Individual or Limited Company/LLP basis, for both regular residential properties, HMO’s and Multi Unit Blocks. Fleet was recently acquired by Starling Bank, and are therefore very well positioned to help mortgage advisers grow this area of their business and support their BTL landlord clients with the right solution for their needs.

• Standard Individual Buy to Let Mortgage Range
• Limited Company / Limited Liability Partnership Buy to Let Mortgage Range
• HMO/MUFB Buy to Let Mortgage Range

Offering loans up to £25M at 75% LTV, HTB provide specialist residential and semi-commercial loans to landlords and property investors. This is backed by the strength of their competitive products and seriously extensive criteria to accommodate your client’s needs, quality service with quick turnaround times for DIPs, and underwriting decisions, and an incredible team of property specialists brimming with talent who bring extensive market knowledge to each and every case. This means they’re truly able to deliver for brokers whilst championing and supporting landlords and property investors.

• Limited Companies
• Holiday Let
• Trading companies
• Portfolio landlords
• HMO/MUFB

HSBC is one of the world’s largest and most successful banking and financial services organisations, with a proud history of serving customers and communities for more than 150 years.

Our purpose is a simple yet powerful reminder of why we're here and where we are going. Whether individuals are saving for a better home, companies growing their business, or institutions investing for future generations. We're here to understand and serve them all. We’re here to open up a world of opportunity.

HSBC UK’s dedicated Intermediary mortgage channel continues to transform the broker journey through digital integration, offering flexibility and functionality to provide a high-quality service to our Intermediary partners.

Our experienced field and phone Business Development Managers and UK-based telephony Broker Helpdesk continue to provide a superior level of support that our intermediary partners have become accustomed to.

• A range of competitive mortgage products
• 100% guaranteed allowances, second jobs and rental income
• Gifted deposits from family members for UK residents
• Max 5 x income available (subject to LTV and income)
• Foreign currencies/foreign nationals/overseas customers/overseas deposits accepted

Keystone Property Finance is a specialist buy-to-let lender for intermediaries only. Keystone lends to landlords borrowing both personally and through a variety of corporate structures including trading limited companies, SPVs and LLPs. Keystone has established themselves as one of the go-to lenders for brokers who have complex landlord clients that are looking to finance standard buy-to-let properties. As well as those wanting to finance higher-yielding properties such as HMOs and MUFBs. Keystone uses a cloud-based AIP and application system that enables brokers to transact cases quickly and efficiently.

• HMOs - up to 15 beds
• MUFBs up to 15 Units
• Ex-pats
• Holiday Let
• Individuals, Trading Ltd Co, SPVs & LLPs

We’re a multi-award winning BTL lender that provides specialist tailored solutions for landlords.

• Limited Companies
• LLPs
• Trading companies
• MUFB
• Portfolio landlords
• Green mortgage products

Market Financial Solutions (MFS) is one of the longest serving specialist finance providers, with 16+ years’ experience.

Providing short-term bridging finance and specialist buy-to-let mortgages to UK and offshore borrowers. We use a bespoke approach to find unique reasons to lend, instead of reasons to say no.

Every enquiry receives an appointed MFS contact who’ll work alongside you to take on all the heavy lifting and a dedicated Underwriter will always be available to discuss your client’s case.

MFS place huge importance on conducting independent research and creating educational content focusing on market trends, to further enhance the industry.

• No UK credit footprint required
• We always look for a reason to lend
• Over 16 years in the specialist market
• We underwrite from day one
• Tailor every loan to each client

People in our industry talk about ‘specialist lending’. And sure, technically that’s what we do, but ‘specialist’ isn’t how we see ourselves. Ditch the industry chat and our business is simple — it’s just lending for real life.

Ours is a world of individuals - everyone is unique. We help people with unique circumstances into the homes of their dreams. Supporting the self-employed, the entrepreneurs and the buy-to-letters - that’s real life lending.

• Buy-to-Let
• Self-employed
• Complex incomes
• Adverse credit

The Mortgage Works is a subsidiary of Nationwide Building Society and has an enduring commitment to supporting landlords and the broker mortgage market. Every broker has access to an expert Business Development Manager, helping them grow their business. We provide competitively priced mortgage products and excellent service. And continually invest in improved technology.

Service is at the forefront of our proposition. We have a network of field and telephone BDMs, so every broker has a specific point of contact. And our support teams are available via telephone and Broker Chat for pre-application queries, along with a post-application team ready to help with ongoing applications.

• No minimum personal income requirements
• No maximum age for Experienced Landlords at 65% LTV or less. For other applicants or LTVs, maximum age at application is 70 years.
• Buy to Let and Let to Buy products up to 80% LTV. With a range of product fees to suit your clients’ needs.
• Limited Company proposition with products available up to 80% LTV and 125% Interest Cover Ratio
• Portfolio landlords accepted, and no limit on number of properties held

Contact Page: https://www.themortgageworks.co.uk/support/contact-us

Find Your BDM: https://www.themortgageworks.co.uk/support/find-your-bdm

• Buy-to-Let
• Let to Buy
• Limited Company
• Portfolio landlords
• No minimum personal requirements

Together has been delivering specialist secured lending for more than 47 years, using its wealth of expertise and industry knowledge to consider individual circumstances to find a way to help its customers. All applications are considered on their merits and the commercial product range includes short-term finance, buy-to-let, commercial and semi-commercial mortgages and loans, auction finance and development funding throughout mainland UK.

• Bridging Loans
• Buy-to-Let
• Commercial
• Development Finance
• Personal mortgages & secured loans

West One, the home of specialist lending. We specialise in creating integrated lending solutions across the property investment lifecycle. Having launched Residential products in Scotland, West One want to demonstrate why you should look no further than West One when placing specialist residential mortgage cases. West One are committed to being the go-to lender for specialist residential mortgages, helping borrowers who need options outside of high street lenders. Adopting a "reasons to lend" approach to every case, and actively looking for ways to support borrowers with our innovative products and criteria.

• We can consider cases outside of criteria by referral – if the system says no, call us to discuss
• No credit scoring – borrowers with less than a perfect credit history considered across the range
• 90% LTV debt consolidation available
• Fast Track remortgage service available
• Max age of 85 at end of term & maximum term of 40 years